Research Archive

Past reports, white papers, and industry studies

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2026 Reports

BHPH Approval Rate Crisis: Root Cause Analysis

May 2026 • 24 pages • Market Analysis

Deep dive into the collapse of BHPH approval rates from 68% (2024) to 51% (2026). Analyzes credit tightening, inflation, portfolio stress, and provides dealer survival strategies.

Dealer Tech Vendor Comparison Study

April 2026 • 36 pages • Competitive Analysis

Feature-by-feature comparison of 12 leading dealer tech platforms (legacy DMS incumbents, F&I compliance and registration platforms, review/reputation tools, BHPH desking software, inventory pricing tools, Louie, and others). Includes pricing and ROI calculations — no dealer satisfaction survey data, as LouieAuto is pre-launch.

The Case for Software Independence: Why Dealers Should Own Their Tools

March 2026 • 18 pages • White Paper

Thought leadership piece on the shift from "renting" software to "owning" strategic tools. Explores cost savings, data control, integration flexibility, and competitive advantages of the ownership model.

2025 Reports

2025 Dealer Tech Landscape Report

December 2025 • 42 pages • Market Analysis

Annual market snapshot covering vendor consolidation, AI adoption rates, DMS migration trends, and forecast for 2026. Modeled from public industry sources — not a first-party dealer survey.

Case Study: Multi-Rooftop Group Improves F&I PVR by $180/Unit

September 2025 • 12 pages • Case Study

Illustrative example (not a real customer — LouieAuto is pre-launch) of how a 5-rooftop franchise dealer group could optimize F&I menus and product placement for a $180 per unit increase in profit. Includes methodology and ROI breakdown.

BHPH Lender Analysis: 42 Lenders Ranked

August 2025 • 28 pages • Competitive Analysis

Comprehensive analysis of 42 BHPH and subprime lenders. Covers approval rates, reserve structures, stip frequency, buydown capacity, and soft-pull availability. Includes dealer routing recommendations.

AI Adoption in Auto Dealerships: 2025 Baseline Study

June 2025 • 32 pages • Market Analysis

Analysis of AI adoption among U.S. dealerships, drawing on public industry sources. Found 3% of dealers using AI (vs 18% in 2026). Documents barriers, leading use cases, and ROI expectations.

Dealer Independence Movement: Challenges and Opportunities

April 2025 • 16 pages • White Paper

Analysis of why mid-market dealers are seeking software independence, the barriers to switching (data, integration, training), and what vendors need to do to win in this environment.

2024 and Earlier

2024 Dealer Tech Market Report

December 2024 • 38 pages • Market Analysis

Baseline market assessment before the shift to software independence. Covers vendor landscape, dealer pain points, and emerging opportunities. Referenced by many 2025–2026 reports.

Lender Landscape 2024: Approval Rates and Market Share

September 2024 • 26 pages • Competitive Analysis

Historical baseline for lender rankings. Shows the baseline approval rate of 68% before the 2025–2026 decline. Useful for understanding market shift.

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