{"ok":true,"signals":[{"id":460,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-20","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.12 % as of 2026-10-20. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-22 08:15:10 UTC. Observation value: 5.12 % on 2026-10-20. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-20","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-22 08:15:10","updated_at":"2026-10-22 08:15:10","numeric_value":5.12},{"id":454,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-19","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.15 % as of 2026-10-19. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-21 08:15:06 UTC. Observation value: 5.15 % on 2026-10-19. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-19","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-21 08:15:06","updated_at":"2026-10-21 08:15:06","numeric_value":5.15},{"id":456,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-10-19","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.284 $/gal as of 2026-10-19. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-10-22 08:15:10 UTC. Observation value: 4.284 $/gal on 2026-10-19. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-10-19","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-10-21 08:15:06","updated_at":"2026-10-22 08:15:10","numeric_value":4.284},{"id":448,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-16","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.09 % as of 2026-10-16. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-20 08:15:04 UTC. Observation value: 5.09 % on 2026-10-16. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-16","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-20 08:15:05","updated_at":"2026-10-20 08:15:04","numeric_value":5.09},{"id":430,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-15","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.1 % as of 2026-10-15. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-19 08:15:06 UTC. Observation value: 5.1 % on 2026-10-15. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-15","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-17 08:15:06","updated_at":"2026-10-19 08:15:06","numeric_value":5.1},{"id":424,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-14","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.19 % as of 2026-10-14. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-16 08:15:26 UTC. Observation value: 5.19 % on 2026-10-14. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-14","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-16 08:15:26","updated_at":"2026-10-16 08:15:26","numeric_value":5.19},{"id":418,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-13","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.21 % as of 2026-10-13. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-15 08:15:08 UTC. Observation value: 5.21 % on 2026-10-13. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-13","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-15 08:15:08","updated_at":"2026-10-15 08:15:08","numeric_value":5.21},{"id":420,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-10-12","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.331 $/gal as of 2026-10-12. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-10-20 08:15:04 UTC. Observation value: 4.331 $/gal on 2026-10-12. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-10-12","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-10-15 08:15:08","updated_at":"2026-10-20 08:15:04","numeric_value":4.331},{"id":412,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-09","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.24 % as of 2026-10-09. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-14 08:15:05 UTC. Observation value: 5.24 % on 2026-10-09. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-09","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-14 08:15:05","updated_at":"2026-10-14 08:15:05","numeric_value":5.24},{"id":394,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-08","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.22 % as of 2026-10-08. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-13 08:15:05 UTC. Observation value: 5.22 % on 2026-10-08. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-08","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-11 08:15:12","updated_at":"2026-10-13 08:15:05","numeric_value":5.22},{"id":388,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-06","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.27 % as of 2026-10-06. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-08 08:15:08 UTC. Observation value: 5.27 % on 2026-10-06. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-06","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-08 08:15:09","updated_at":"2026-10-08 08:15:08","numeric_value":5.27},{"id":382,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-05","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.31 % as of 2026-10-05. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-07 08:15:05 UTC. Observation value: 5.31 % on 2026-10-05. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-05","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-07 08:15:05","updated_at":"2026-10-07 08:15:05","numeric_value":5.31},{"id":384,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-10-05","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.354 $/gal as of 2026-10-05. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-10-14 08:15:05 UTC. Observation value: 4.354 $/gal on 2026-10-05. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-10-05","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-10-07 08:15:05","updated_at":"2026-10-14 08:15:05","numeric_value":4.354},{"id":376,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-02","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.28 % as of 2026-10-02. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-06 08:15:05 UTC. Observation value: 5.28 % on 2026-10-02. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-02","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-06 08:15:05","updated_at":"2026-10-06 08:15:05","numeric_value":5.28},{"id":358,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-10-01","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.24 % as of 2026-10-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-05 08:15:11 UTC. Observation value: 5.24 % on 2026-10-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-10-01","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-03 08:15:09","updated_at":"2026-10-05 08:15:11","numeric_value":5.24},{"id":362,"category":"auto_market_live","title":"Total Vehicle Sales (SAAR) (TOTALSA) — 2026-09-01","summary":"FRED TOTALSA — Total Vehicle Sales (SAAR): 16.378 M units, annualized as of 2026-09-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series TOTALSA on 2026-10-22 08:15:10 UTC. Observation value: 16.378 M units, annualized on 2026-09-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","as_of_date":"2026-09-01","dealer_impact":"Industry volume pulse. Softening SAAR = OEM incentive programs ramp next cycle; hold off aggressive stacked deals if program changes are imminent.","strength_score":85,"created_at":"2026-10-03 08:15:09","updated_at":"2026-10-22 08:15:10","numeric_value":16.378},{"id":351,"category":"macro_live","title":"Federal Funds Rate (FEDFUNDS) — 2026-09-01","summary":"FRED FEDFUNDS — Federal Funds Rate: 3.75 % as of 2026-09-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series FEDFUNDS on 2026-10-22 08:15:10 UTC. Observation value: 3.75 % on 2026-09-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=FEDFUNDS","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=FEDFUNDS","as_of_date":"2026-09-01","dealer_impact":"Drives tier-1 auto APR ceiling. Rising rate compresses captive incentive budgets; pushes buyers toward longer terms and payment-first structures.","strength_score":85,"created_at":"2026-10-02 08:15:09","updated_at":"2026-10-22 08:15:10","numeric_value":3.75},{"id":352,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-30","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.29 % as of 2026-09-30. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-02 08:15:09 UTC. Observation value: 5.29 % on 2026-09-30. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-30","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-02 08:15:09","updated_at":"2026-10-02 08:15:09","numeric_value":5.29},{"id":346,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-09-29","summary":"FRED DGS10 — 10-Year Treasury Yield: 5.26 % as of 2026-09-29. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-10-01 08:15:09 UTC. Observation value: 5.26 % on 2026-09-29. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-09-29","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-10-01 08:15:09","updated_at":"2026-10-01 08:15:09","numeric_value":5.26},{"id":342,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-09-28","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.465 $/gal as of 2026-09-28. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-10-06 08:15:05 UTC. Observation value: 4.465 $/gal on 2026-09-28. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-09-28","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-09-30 08:15:09","updated_at":"2026-10-06 08:15:05","numeric_value":4.465}],"source":"fred_live_only","count":20}