{"ok":true,"signals":[{"id":172,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-26","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.66 % as of 2026-08-26. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-28 08:15:07 UTC. Observation value: 4.66 % on 2026-08-26. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-26","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-28 08:15:07","updated_at":"2026-08-28 08:15:07"},{"id":166,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-25","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.64 % as of 2026-08-25. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-27 08:15:05 UTC. Observation value: 4.64 % on 2026-08-25. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-25","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-27 08:15:05","updated_at":"2026-08-27 08:15:05"},{"id":160,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-24","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.7 % as of 2026-08-24. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-26 08:15:07 UTC. Observation value: 4.7 % on 2026-08-24. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-24","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-26 08:15:07","updated_at":"2026-08-26 08:15:07"},{"id":161,"category":"credit_environment_live","title":"Delinquency Rate on Consumer Loans, All Banks (DRCLACBS) — 2026-04-01","summary":"FRED DRCLACBS — Delinquency Rate on Consumer Loans, All Banks: 2.62 % as of 2026-04-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DRCLACBS on 2026-08-28 08:15:07 UTC. Observation value: 2.62 % on 2026-04-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DRCLACBS","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DRCLACBS","as_of_date":"2026-04-01","dealer_impact":"Leading indicator for lender advance-rate tightening. Up-trend means Capital One / Santander pull back on sub-580; route deep subprime to Westlake / CAC earlier.","strength_score":85,"created_at":"2026-08-26 08:15:07","updated_at":"2026-08-28 08:15:07"},{"id":162,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-08-24","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.085 $/gal as of 2026-08-24. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-08-28 08:15:07 UTC. Observation value: 4.085 $/gal on 2026-08-24. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-08-24","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-08-26 08:15:07","updated_at":"2026-08-28 08:15:07"},{"id":154,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-20","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.69 % as of 2026-08-20. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-23 08:15:05 UTC. Observation value: 4.69 % on 2026-08-20. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-20","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-23 08:15:05","updated_at":"2026-08-23 08:15:05"},{"id":148,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-19","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.65 % as of 2026-08-19. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-21 08:15:06 UTC. Observation value: 4.65 % on 2026-08-19. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-19","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-21 08:15:07","updated_at":"2026-08-21 08:15:06"},{"id":142,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-18","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.71 % as of 2026-08-18. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-20 08:15:05 UTC. Observation value: 4.71 % on 2026-08-18. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-18","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-20 08:15:05","updated_at":"2026-08-20 08:15:05"},{"id":136,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-17","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.72 % as of 2026-08-17. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-19 08:15:05 UTC. Observation value: 4.72 % on 2026-08-17. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-17","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-19 08:15:06","updated_at":"2026-08-19 08:15:05"},{"id":138,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-08-17","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.049 $/gal as of 2026-08-17. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-08-23 08:15:05 UTC. Observation value: 4.049 $/gal on 2026-08-17. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-08-17","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-08-19 08:15:06","updated_at":"2026-08-23 08:15:05"},{"id":130,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-14","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.68 % as of 2026-08-14. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-18 08:15:05 UTC. Observation value: 4.68 % on 2026-08-14. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-14","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-18 08:15:05","updated_at":"2026-08-18 08:15:05"},{"id":112,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-13","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.63 % as of 2026-08-13. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-17 08:15:05 UTC. Observation value: 4.63 % on 2026-08-13. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-13","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-15 08:15:05","updated_at":"2026-08-17 08:15:05"},{"id":106,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-12","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.68 % as of 2026-08-12. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-14 08:15:05 UTC. Observation value: 4.68 % on 2026-08-12. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-12","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-14 08:15:05","updated_at":"2026-08-14 08:15:05"},{"id":104,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-11","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.7 % as of 2026-08-11. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-13 08:15:05 UTC. Observation value: 4.7 % on 2026-08-11. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-11","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-13 08:15:05","updated_at":"2026-08-13 08:15:05"},{"id":98,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-10","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.72 % as of 2026-08-10. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-12 08:15:04 UTC. Observation value: 4.72 % on 2026-08-10. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-10","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-12 08:15:04","updated_at":"2026-08-12 08:15:04"},{"id":100,"category":"fuel_prices_live","title":"US Retail Gasoline Price (Regular, Weekly) (GASREGW) — 2026-08-10","summary":"FRED GASREGW — US Retail Gasoline Price (Regular, Weekly): 4.006 $/gal as of 2026-08-10. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series GASREGW on 2026-08-18 08:15:05 UTC. Observation value: 4.006 $/gal on 2026-08-10. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=GASREGW","as_of_date":"2026-08-10","dealer_impact":"Direct demand signal for truck/SUV vs compact mix. Up-trend accelerates Corolla/Civic/RAV4 hybrid turn; re-price full-size trucks every 2 weeks on aged stock.","strength_score":85,"created_at":"2026-08-12 08:15:04","updated_at":"2026-08-18 08:15:05"},{"id":92,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-07","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.65 % as of 2026-08-07. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-11 08:15:06 UTC. Observation value: 4.65 % on 2026-08-07. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-07","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-11 08:15:06","updated_at":"2026-08-11 08:15:06"},{"id":80,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-06","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.69 % as of 2026-08-06. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-09 08:15:05 UTC. Observation value: 4.69 % on 2026-08-06. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-06","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-08 08:15:04","updated_at":"2026-08-09 08:15:05"},{"id":84,"category":"auto_market_live","title":"Total Vehicle Sales (SAAR) (TOTALSA) — 2026-07-01","summary":"FRED TOTALSA — Total Vehicle Sales (SAAR): 16.757 M units, annualized as of 2026-07-01. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series TOTALSA on 2026-08-28 08:15:07 UTC. Observation value: 16.757 M units, annualized on 2026-07-01. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=TOTALSA","as_of_date":"2026-07-01","dealer_impact":"Industry volume pulse. Softening SAAR = OEM incentive programs ramp next cycle; hold off aggressive stacked deals if program changes are imminent.","strength_score":85,"created_at":"2026-08-08 08:15:04","updated_at":"2026-08-28 08:15:07"},{"id":74,"category":"macro_live","title":"10-Year Treasury Yield (DGS10) — 2026-08-05","summary":"FRED DGS10 — 10-Year Treasury Yield: 4.63 % as of 2026-08-05. Live pull from Federal Reserve Economic Data.","details":"Live indicator pulled from FRED series DGS10 on 2026-08-07 08:15:04 UTC. Observation value: 4.63 % on 2026-08-05. Source CSV: https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","source":"https://fred.stlouisfed.org/graph/fredgraph.csv?id=DGS10","as_of_date":"2026-08-05","dealer_impact":"Benchmark for residual-based lease pricing. Higher 10Y = richer money factor on subvened leases; watch for OEM lease incentive pullbacks.","strength_score":85,"created_at":"2026-08-07 08:15:04","updated_at":"2026-08-07 08:15:04"}],"source":"db","count":20}